First, one of the telltale signs of a loan modification or mortgage scam is the request for an upfront fee. No legitimate program requires that you pay a fee prior to undergoing a loan modification and receiving assistance. In Grass Valley we have many lending institutions where you can get additional help if need be.
Additionally, those who solicit mortgage relief door-to-door, via fliers at Starbucks or on telephone poles along Highway 49, are likely to be involved in fraudulent services. And if you're ever offered help that requires you to make payments to anyone other than your lender, or relinquish ownership of your property, beware. Get their phone number and call the Grass Valley Police.
Scott Hopper - Realtor, 530.477.2277